To apply for study support, this is what you will need to do:
- Prepare your application. Find out your study times, consider how much you need to borrow and calculate your income over your study period.
- Submit an application in Mina sidor (My Pages). Log in with e-ID, which is the fastest method.
- When you receive your decision from CSN, make sure everything is correct. If anything is wrong, contact CSN.
- If you have not previously received student finance or if more than a year has passed since you last received such finance, you should register your bank account details with Swedbank’s account register. We can then pay the money out directly to your account. Your account can be in any Swedish bank.
- In conjunction with the start of the semester – submit a study assurance to CSN in which you certify that you are going to be studying as stated in the decision. You can normally submit your study assurance in Mina sidor or in CSN’s app.
- Register for your courses. You can do this at your school.
You will receive the first payment for the semester at the time when you start studying. You will then receive the payment on the 25th of the month, in advance for each month you are studying. If this is a weekend or a public holiday, you will receive the funds on the last weekday before this date.
You can see your payments in Mina sidor. You will normally receive student grants and loans for four weeks each time you receive a payment from CSN.
Provide notification if you become ill or if anything changes
If anything happens or changes during your period of study, it is important for you to provide notification of the change so that you receive the right amount. Changes might include you e.g.
- interrupting your studies
- studying for fewer credits than you had planned
- selling a property and receiving income above the free amount.
If you are a foreign citizen, you also have to notify CSN in the event e.g. of any changes to your residence permit, or in the event you or a person you are related to should stop working or have a reduction in working hours.
You can submit a change notification in Mina sidor or contact us in some other way. If you fail to report changes and this results in you being paid more than you are entitled to, you will have to pay the additional funds back. We will check the information you have provided to CSN with the school’s data.
If you or your child becomes ill
It is also important to submit notification if you become ill or if you need to be at home to care for a sick child. In this situation, you may keep your student grants and loans without these weeks being counted as having been used, and requirement regarding awarded credits is also reduced. Report illness to the Swedish Social Insurance Agency (Försäkringskassan) and care of a child to CSN.
Repaying the student loan
If you choose to borrow money from CSN, you will have to repay the loan. You will receive a payment plan when it is time to start making repayments.
If this is the first time you have taken out a student loan, you will start repaying the loan at the earliest six months after receiving the student aid. If you have studied before and start studying again, you will not receive any such grace period.
The amount you have to pay each year depends e.g. on
- how much you have borrowed
- the length of time you are going to be repaying your loan
- the interest rate.
You can take a maximum of 25 years to repay your loan, and it must be fully repaid by the time you turn 64. You will usually pay a little less at the beginning and more at the end. Of course, you can repay the loan faster if you want.
If you are experiencing difficulty with your repayments, for example because your income decreases, you can apply to pay back less for a certain period of time. CSN will then assess your application and determine whether you are entitled to pay less.
Remember to make sure that CSN always has your correct address details. This is a requirement.
Repaying the student loan
If you have received a demand
If you have received money from CSN that you were not entitled to, you have to pay it back. In this case, you will receive a demand.
If you have received a demand
Appealing against a decision by CSN
If you believe that CSN has reached an incorrect decision, you can appeal against it. CSN must be in receipt of your appeal within three weeks from the date on which you were notified the decision.
How to appeal against a decision
